Last updated: 02/4/2020
Programme objectives

Benazir Income Support Programme (BISP) or National Cash Transfer Programme (NCTP)

References
Benazir Income Support Programme. n.d. “Cash Grant”. Benazir Income Support Programme website. <http://bisp.gov.pk/cash-grant/>. Accessed 17 May 2018.
Country
Geographic area
Previous programme name (if any)
 
Institutions and agencies involved
Start date
2008
References
Benazir Income Support Programme. n.d. “Overview”. Benazir Income Support Programme website. <http://bisp.gov.pk/overview/>. Accessed 17 May 2018.
Programme components
BISP is composed of a core unconditional cash transfer, which in 2012 was complemented by Waseela-e-Taleem (WeT), a conditional cash transfer. In the past, there have been pilots for complementary initiatives such as microloans, skills training, and health insurance. However, it was decided to discontinue these pilots and rather explore linkages with other agencies/programmes delivering similar services
References
World Bank. 2017. Program Appraisal Document On A Proposed Credit In The Amount Of Sdr 74.4 Million (Us$100 Million Equivalent) To The Islamic Republic Of Pakistan For A Pakistan National Social Protection Program-For-Results. Washington, D.C.: World Bank. <http://documents.worldbank.org/curated/en/665281497018439948/pdf/110401-REPLACEMENT-OUO-9.pdf>. Accessed 17 May 2018.
Conditionalities (if any)
WeT: school enrolment with an attendance rate of 70 per cent until completion of primary education
Contribution type and amount
 
Targeting methods
Proxy Means Test
References
World Bank. 2017. Program Appraisal Document On A Proposed Credit In The Amount Of Sdr 74.4 Million (Us$100 Million Equivalent) To The Islamic Republic Of Pakistan For A Pakistan National Social Protection Program-For-Results. Washington, D.C.: World Bank. <http://documents.worldbank.org/curated/en/665281497018439948/pdf/110401-REPLACEMENT-OUO-9.pdf>. Accessed 17 May 2018.
Targeted areas
Core unconditional cash transfer: Nationwide; WeT: implemented in 32 districts (to be extended to 50 districts in 2017)
References
World Bank. 2017. Program Appraisal Document On A Proposed Credit In The Amount Of Sdr 74.4 Million (Us$100 Million Equivalent) To The Islamic Republic Of Pakistan For A Pakistan National Social Protection Program-For-Results. Washington, D.C.: World Bank. <http://documents.worldbank.org/curated/en/665281497018439948/pdf/110401-REPLACEMENT-OUO-9.pdf>. Accessed 17 May 2018.
Target groups
Low income families, women and children
References
Benazir Income Support Programme. n.d. “Overview”. Benazir Income Support Programme website. <http://bisp.gov.pk/overview/>. Accessed 17 May 2018.
Eligibility criteria
A poverty score card-based survey was applied nationwide, which included questions on household composition and members' age, education, employment and disability status, nature of dwelling, and moveable and fixed assets. A poverty score was generated for each surveyed household (from 1–100) and those below the established cut-off score of 16.17 were considered eligible for BISP
References
World Bank. 2017. Program Appraisal Document On A Proposed Credit In The Amount Of Sdr 74.4 Million (Us$100 Million Equivalent) To The Islamic Republic Of Pakistan For A Pakistan National Social Protection Program-For-Results. Washington, D.C.: World Bank. <http://documents.worldbank.org/curated/en/665281497018439948/pdf/110401-REPLACEMENT-OUO-9.pdf>. Accessed 17 May 2018.
Eligibility reassessment (if any)
 
Type of benefits
Cash
Amount of benefits
Core UCT: PKR4,834 per quarter (2016-2017). WeT: PKR750 per quarter per child
References
World Bank. 2017. Program Appraisal Document On A Proposed Credit In The Amount Of Sdr 74.4 Million (Us$100 Million Equivalent) To The Islamic Republic Of Pakistan For A Pakistan National Social Protection Program-For-Results. Washington, D.C.: World Bank. <http://documents.worldbank.org/curated/en/665281497018439948/pdf/110401-REPLACEMENT-OUO-9.pdf>. Accessed 17 May 2018. Benazir Income Support Programme. n.d. “Waseela-e-Taleem”. Benazir Income Support Programme website. <http://bisp.gov.pk/waseela-e-taleem/>. Accessed 17 May 2018.
Payment/delivery frequency
Quartely
References
World Bank. 2017. Program Appraisal Document On A Proposed Credit In The Amount Of Sdr 74.4 Million (Us$100 Million Equivalent) To The Islamic Republic Of Pakistan For A Pakistan National Social Protection Program-For-Results. Washington, D.C.: World Bank. <http://documents.worldbank.org/curated/en/665281497018439948/pdf/110401-REPLACEMENT-OUO-9.pdf>. Accessed 17 May 2018. Benazir Income Support Programme. n.d. “Waseela-e-Taleem”. Benazir Income Support Programme website. <http://bisp.gov.pk/waseela-e-taleem/>. Accessed 17 May 2018.
Benefit delivery mechanism
5 different payment mechanisms are currently employed: Pakistan Post money orders; smart card payment dispersal system; mobile banking system; debit card system; and bio-metric verification system (BVS). [5] Most beneficiaries receive transfers through the BISP debit card and people in remote locations can receive transfers via money orders
References
World Bank. 2017. Program Appraisal Document On A Proposed Credit In The Amount Of Sdr 74.4 Million (Us$100 Million Equivalent) To The Islamic Republic Of Pakistan For A Pakistan National Social Protection Program-For-Results. Washington, D.C.: World Bank. <http://documents.worldbank.org/curated/en/665281497018439948/pdf/110401-REPLACEMENT-OUO-9.pdf>. Accessed 17 May 2018. Benazir Income Support Programme. n.d. “Cash Grant: Payments Distribution Mechanism”. Benazir Income Support Programme website. <http://bisp.gov.pk/cash-grant/#Mechanism946d-4435>. Accessed 17 May 2018.
Benefit recipients
Female representatives of eligible families
References
World Bank. 2017. Program Appraisal Document On A Proposed Credit In The Amount Of Sdr 74.4 Million (Us$100 Million Equivalent) To The Islamic Republic Of Pakistan For A Pakistan National Social Protection Program-For-Results. Washington, D.C.: World Bank. <http://documents.worldbank.org/curated/en/665281497018439948/pdf/110401-REPLACEMENT-OUO-9.pdf>. Accessed 17 May 2018.
Minimum and maximum duration of benefits (if any)
 
Coverage
5.4 million BISP beneficiaries and 1.9 children under WeT (2018)
References
Benazir Income Support Programme. n.d. “Waseela-e-Taleem”. Benazir Income Support Programme website. <http://bisp.gov.pk/waseela-e-taleem/>. Accessed 17 May 2018. Benazir Income Support Programme. n.d. “Cash Grant: Payments Distribution Mechanism”. Benazir Income Support Programme website. <http://bisp.gov.pk/cash-grant/#Mechanism946d-4435>. Accessed 17 May 2018.
Programme expenditure
Budget allocation: PKR115 billion (for the 2017-2018 fiscal year). About 0.4 per cent of GDP (in 2014-15)
References
IMF. 2017. Pakistan: Selected Issues. Country Report No. 17/213. International Monetary Fund Middle East and Central Asia Department. <http://www.imf.org/en/Publications/CR/Issues/2017/07/13/Pakistan-Selected-Issues-45079>. Accessed 23 July 2018.
Monitoring and evaluation mechanisms and frequency
An independent internal audit unit reports to the BISP Board, which is responsible for programme management and broad oversight to ensure its transparency. The Auditor General of Pakistan (AGP) is responsible for the annual financial audit. Supervision of field offices is conducted on visits and reviews of their reports. The programme also relies on a management information system and regular third-party reviews and impact evaluations of the core cash transfer have been conducted
References
World Bank. 2017. Program Appraisal Document On A Proposed Credit In The Amount Of Sdr 74.4 Million (Us$100 Million Equivalent) To The Islamic Republic Of Pakistan For A Pakistan National Social Protection Program-For-Results. Washington, D.C.: World Bank. <http://documents.worldbank.org/curated/en/665281497018439948/pdf/110401-REPLACEMENT-OUO-9.pdf>. Accessed 17 May 2018.
Legal Framework
 
MIS
 
Population Group